As a U.S. real estate investor, investment mortgage loans can be very beneficial to you. There are a number of programs on hand that make it possible for people to get a mortgage to invest in real estate. Global Mortgage Group focuses specifically on these types of mortgage loans.

Some are better than others, but they can all help you out in some way. If you are considering getting a mortgage, here are a few advantages that you can get from an investment mortgage loan.

Advantages

Use other people’s money – The biggest advantage of using investment mortgage loans is that you get to use other people’s money. Many financial experts have said that you should use other people’s money whenever you can. When you get a mortgage, you only have to put up a certain percentage of the money for the property, but you still get to benefit from owning the whole property. You get to take advantage of the appreciation of the property, and you get to use it for whatever you want. This allows you to hang on to your capital and use it for other investments.

Reasonable interest – With most mortgages, you will be able to get a very reasonable interest rate with or without a U.S. credit score (FICO). When you get a low-interest rate like you can with an investment mortgage, it can save you a substantial amount of money. For the cost of the loan, it is usually well worth getting a mortgage instead of using your funds. Hang on to your cash and use it towards additional investments.

Easy approval – With an investment mortgage, you will usually be able to tell whether you are approved rather quickly. Global Mortgage Group has pretty cut-and-dry standards when it comes to getting you approved for an investment mortgage. GMG has loan programs for U.S. expats with or without U.S. credit. We understand that living abroad often changes factors and your ability to borrow in the U.S. Our loan programs are tailored to your exact situation. Not a U.S. citizen, Foreign National, or considering relocating abroad for work or school? We can help. Our Foreign National / Non-U.S. citizen mortgage loans were created for these situations. Qualify with No U.S. credit. No U.S. residency. No income verification. It’s not simple, but we have it down to a science with our expertise in this market. You will know where you stand and if you will qualify within a reasonable amount of time.

Increase your reach – With the use of investment mortgages, you can increase your investment power. As you grow, you can keep buying more and more property. In Asia, where property prices have increased, and square footage and yield have decreased, finding an affordable investment outside your home country only makes sense. In fact, many people would not be able to purchase property otherwise as it usually takes a big investment.

Build your net worth – Hong Kong, Singapore, Shanghai, and other large Asian cities have cooling measures to stabilize a fast appreciating real estate market mainly due to outside investment and the lack of affordable real estate options. Being able to build your net worth on a global scale with a reasonable mortgage loan that eventually will be paid off gives you the same opportunity as anyone else, regardless of your passport. You are free to do what you want with all of the property. If you had to rely on your own funds for all of this, much of it would not be possible.

The Verdict

Using an investment mortgage can be a great way to get involved in the real estate investment market. Many people have gained considerable amounts of wealth through real estate investments. Therefore, if you are at all considering getting involved in the field, you should definitely take advantage of investment mortgages. The advantages that you will receive as a result of using them will help you in a number of ways. If you can qualify for one, it makes a lot of sense financially. Global Mortgage Group’s primary focus is helping non-U.S. citizens and expats obtain prime, quality investment mortgage loans not only in the United States but on a global scale.