Author: Premela R.

Global Property Investor – U.K. House Prices Increased by 4.3% in August

Global Property Investor - Global Mortgage Group

USA

The latest report from ResiClub Analytics uses Zillow’s Market Heat Index to identify U.S. housing markets where buyers or sellers hold the most leverage. A higher score indicates a market favoring sellers, while a lower score favors buyers. Markets where inventory remains tight, and home price growth is elevated, give sellers more power. Meanwhile, areas with increased inventory and softer price growth give buyers the upper hand.

Source: This interactive housing market map shows where sellers—or buyers—have the most power right now

U.K.

U.K. house prices increased by 4.3% in August, the largest annual gain since November 2022, according to Halifax. On a monthly basis, prices rose by 0.3% from July, marking the second consecutive monthly increase. This growth is attributed to renewed market activity following a reduction in the Bank of England’s interest rates. While other market indicators show mixed results, with Nationwide reporting a small drop in prices, the overall trend points to a steady recovery in the housing market.

Source: U.K. house prices post biggest annual gain since late 2022

Canada

Canada’s housing market is shifting towards a healthier balance as rising interest rates slow down the red-hot market seen in recent years. The outlook suggests stabilizing prices and more manageable competition for buyers, with an increased focus on long-term sustainability in the real estate sector.

Source: Canada Housing Market Outlook: A Shift Toward Healthier Territory

Australia

Australian home prices are projected to rise over 6% in 2024, driven by a persistent housing shortage and strong population growth. Despite the highest interest rates in 13 years, the housing market remains resilient, with significant gains seen in cities like Perth, Adelaide, and Brisbane.

Source: Australian Property Market: Values Rise By .5%

Dubai

Dubai’s real estate market saw a remarkable 40.8% year-on-year increase in property sales value in August, totaling AED47.3 billion ($12.88 billion). Apartment sales rose 37.6%, reaching 12,268 transactions valued at AED23.5 billion, while villa sales increased by 4.6% annually. August was the second-best month for sales value this year, following July’s strong performance. Land sales also surged, with 1,396 plots sold for AED15.1 billion, a 153.8% month-on-month increase.

Source: Dubai’s Real Estate Market Sees 40.8 Percent Rise in Sales Value to $13 Billion in August

Singapore

The Singapore property market is seeing a rise in foreign interest, especially in the luxury home sector. In Q2 2023, there was a notable increase in foreign buying, signaling a thawing of the market after recent cooling measures.

Source: Rise in Foreign Buying of Luxury Homes in Singapore in Q2

America Mortgages Weekly

6.8% cap rate multi-unit LA + Don’t wait for interest rates to drop before reading this!

With the Federal Reserve expected to cut interest rates soon, U.S. expats and foreign national investors have a unique chance to invest before property prices rise. Lower rates typically increase buyer competition and property values, so acting now could secure you a great deal.

For more insights, visit: America Mortgages

6.8% cap rate in LA! + Hotel 101 + U.S. Mortgage Rates + Turning home equity into cash

International Mortgage Broker UK

GMG | Investor

[Super rare] Newly-constructed multi-family unit in Los Angeles with a 6.8% cap rate!

4 Units x 5 bedrooms + 5 bathrooms + attached garage (total 20 bedrooms!). Approximate Lot Size: 7,499 sq. ft. Year Built: 2024

The property will be delivered with a 5-year master lease with government-assisted transitional housing organization.

Located just 0.2 miles from the University of Southern California's Health Sciences Campus and offers easy commutes to Downtown Los Angeles, Mid-City, and the Westside.

The 2024 construction ensures no deferred maintenance and strong in-place income. The property will be delivered fully occupied through 2024-2029, providing investors with immediate stabilized cash flow greater than 6.8% cap rate on current income.

Projected Monthly Rent: Y1 $23,000; Y2 $23,690; Y3 $24,400; Y4 $25,132; Y5 $25,886

Contact me directly for detailed pricing and tailored financing options.

Hotel101

Last week, I hosted a webinar with Hotel101, a company offering the opportunity to invest in 'hotel' rooms  in the form of freehold condo titles and a share of the gross room revenues, with NO expenses or operational and maintenance responsibilities.

They are positioned as a 3-star hotel with 5-star amenities in super popular locations such as Niseko and Madrid. Owners also get free nights each year at the hotels! Watch the video to learn more, or contact us here!

U.S. Mortgage Rates

Last week saw the lowest mortgage rates in the past 15 months. The difference in year-on-year mortgage payments (Sep 2023 vs Sep 2024) is about $300 a month or $3,600 a year, all things equal.

The current CHIPS Act is creating many jobs in the U.S., and this gentrification is driving home prices in the Midwest, where chip manufacturers are building their facilities - each responsible for well over 10,000 new jobs. We just met a couple buying homes in a midwest town where Google has their data centres and Intel is building a semiconductor fab - in this popular midwest town, home prices have doubled in the last few years. 

Many of these skilled labourers will need to rent, and this theme is consistent throughout the U.S. It's never been a better time to be a landlord in the U.S. 

Our Foreign National mortgage rates are very low, and you qualify ONLY on rental income, not your personal income; super easy.

Bridging Loans

Using your home equity for cash has been a useful way to generate liquidity when you need it! Our clients use this for tuition, renovations, paying down high-interest debt, or personal investments! We offer these loans in Singapore, the U.S., the U.K., and Australia!

Happy Hunting!

www.gmg.asia

Q&A: Hotel101, a New Investment Opportunity!

Q&A - Bridging Loan Canada

Catherine Chan, Chief Development Officer of Hotel101 Global Pte. Ltd., and Jane Wang, Director of Sales & Strategic Partnerships APAC, along with Donald Klip, Co-founder of Global Mortgage Group, provided valuable insights in this webinar, which highlights the exciting investment opportunities available through Hotel101. The session explored why investing in a hotel unit with Hotel101 is a compelling option and what sets this venture apart in the real estate market. For those who couldn’t attend, the recording is now accessible here.

During the session, Catherine Chan (CC), Jane Wang, and Donald Klip, addressed a variety of inquiries, offering informative responses to help investors make informed decisions about investing in Hotel101.

Remarks have been edited for clarity and brevity.

1. Could you tell me which countries will be next? When will we know?

CC: We have plans to be in 25 countries in the next few years. Specific details or timelines were not disclosed, but if anyone has potential projects or land, they are encouraged to come forward.

2. Can I reserve my own room, or is it always rented out?

CC: Yes, you can reserve your own room, but most owners don’t mind which specific room they get, as they are more focused on being able to use the hotel.

3. Can ownership be under a U.S. LLC, offshore company, or family trust? And can the revenue be sent anywhere globally?

CC: Ownership can be under a U.S. LLC, offshore company, or family trust. However, the speaker advises consulting a lawyer or accountant for tax implications.

4. Must the room be rented out? Is it possible to purchase it for personal use without renting it out at all? 

CC: The room doesn’t have to be rented out, but the cost is nearly double for personal use without renting.

5. How do you decide which units to rent out? Will we be informed? There is a possibility that we might end up with 15% of unoccupied units, right? What happens then?

CC: All units share revenue equally, regardless of how often they are rented. You can choose your unit, but it doesn't affect revenue share.

6. Are there different-sized units available for purchase, or are all units the same size?

CC: All units are standardized at 21 m².

7. Can I select units that are frequently booked, such as those with sea or mountain views?

CC: While you can choose your preferred unit, it doesn't affect revenue share.

8. What is the typical occupancy rate near Hotel101 Madrid?

CC: The occupancy rate is in the high seventies, with peaks up to 95% during events.

9. Does the 30% revenue share apply to room rent revenues only, or does it include hotel revenues like F&B as well?

CC: The revenue share is based only on room rental revenue, not F&B.

10. Can the unit owner sell the unit in the future? Are there any restrictions?

CC: Yes, you can sell the unit with no restrictions, but the company has the right of first refusal.

For more information, get in touch with us today!

www.gmg.asia

Global Property Investor – 10 U.S. Housing Markets Where Buyers Have the Most Leverage Right Now

Global Property Investor

We’ve just secured a new listing today—a perfect opportunity in Los Angeles! This new construction property boasts a cap rate exceeding 6.8% and includes a five-year master lease signed with the city. Located less than a mile from one of the largest hospitals in LA and the USC Health Sciences Campus, it offers substantial potential. If this is of interest to you or someone in your network, don’t miss out—reach out today!

Global Property Investor us

USA

The latest report from Realtor.com identifies Lubbock, Texas, as the top U.S. housing market where buyers hold the most leverage. Despite fluctuating mortgage rates and rising prices, certain metro areas in the U.S. offer favorable conditions for buyers, particularly where inventory has surged, leading to longer time on the market and opportunities for negotiation. Nine out of the top ten markets are in Florida, with Punta Gorda ranking second, where buyers are benefiting from price corrections following the pandemic boom.

Source: 10 U.S. Housing Markets Where Buyers Have the Most Power Right Now

U.K.

The U.K. property market is showing signs of recovery, with the number of homes for sale reaching a seven-year high. This increase in inventory is coupled with rising demand, as a recovering economy boosts consumer confidence. Although prices in London have seen minimal growth, broader market conditions are improving, supported by easing borrowing costs and positive economic indicators. However, sellers are advised to remain cautious with pricing as buyers continue to be price-sensitive.

Source: U.K. Homes for Sale Hit Seven-Year High as Market Gains Momentum

Canada

Prime Minister Justin Trudeau’s government frees up public lands to tackle the housing shortage by identifying 56 federal properties, equivalent to the size of 2,000 hockey rinks, for the development of affordable homes. These sites will be part of the Canada Public Land Bank, with some already available for long-term leasing in major cities like Toronto and Montreal. The initiative aims to build up to 3.9 million homes by 2031, potentially creating 250,000 new residential units. A C$500 million fund has also been established to acquire additional land. This move comes as Trudeau’s government faces declining poll numbers due to rising living costs.

Source: Canada Frees Up Public Lands to Tackle Housing Shortage

Australia

Australian home prices are projected to increase by over 6% nationally in 2024, driven by a persistent housing shortage and strong population growth. Despite the highest interest rates in 13 years, the housing market remains resilient, with prices having recouped losses from 2022. The Reserve Bank of Australia's rate hikes have had little impact on the market, which saw significant growth in cities like Perth, Adelaide, and Brisbane. However, this trend is making it increasingly difficult for first-time buyers, pushing more people towards renting, as home affordability continues to decline.

Source: Australian Home Prices Keep Rising as Supply Remains Tight

Dubai

Dubai’s real estate market is thriving, driven by an influx of wealthy investors from countries like Turkey and Egypt, who are seeking to protect their wealth amidst currency fluctuations. Binghatti Properties, a prominent developer, is planning to add 12,000 homes to the city over the next two years, capitalizing on the strong demand. Despite a slight moderation in price increases, the market continues to attract international buyers, particularly in high-end residential investments.

Source: Dubai Developer Says Rich Turks, Egyptians Helping Fuel Property Boom

Singapore

Singapore has ascended to 13th place in the Global Real Estate Transparency Index, reflecting its highly transparent market, now ranked second in Asia. The city-state’s advancements are attributed to its focus on sustainability and the integration of digital services within the real estate sector. This recognition is likely to bolster investor confidence and attract more international interest in Singapore’s property market.

Source: Singapore Climbs to 13th Place in Global Real Estate Transparency Index

America Mortgages Weekly

2024 Housing Market Showdown: What's Your Next Move?

As the 2024 election approaches, Trump's potential deregulation and tax cuts could boost U.S. real estate, while Harris might focus on affordable housing and stability, possibly slowing market growth. America Mortgages offers tailored loan solutions to help non-resident investors navigate these changes.

For more insights, visit: www.americamortgages.com

www.gmg.asia

Global Property Investor – U.K. Property Market Surges Following Interest Rate Cut

USA

The U.S. existing home sales are declining due to rising mortgage rates and affordability issues. However, July 2024 saw a 1.3% sales increase, with the median price hitting a record $422,600. Inventory also increased to a 4.0-month supply, potentially giving buyers more leverage.

Source: Prices still at record levels as existing-home sales inch up

U.K.

The U.K. property market has experienced a significant upturn following a cut in interest rates. This response indicates strong underlying demand, particularly in areas that had previously seen sluggish activity. The rate cut has fuelled new energy into the market, with potential buyers rushing to capitalize on lower borrowing costs.

Source: Interest rate cut fuels immediate upturn in U.K. property market

Canada

Canadian buyers now lead in U.S. real estate purchases, making up 13% of international transactions, despite the slowest period in over 15 years. Economic challenges like high inflation, interest rates, and limited inventory have pushed more Canadians to pay in cash. Popular destinations include Florida, Arizona, and Hawaii, focusing on vacation and retirement properties. U.S. real estate remains attractive for Canadians seeking affordability and lifestyle benefits despite rising prices.

Source: History Suggests Stressful Times for the Canadian Housing Market

Australia

Australian homeowners have been benefiting significantly from the strong housing market, with new data showing that sellers are making substantial profits from property sales. The average gain from selling a house has been reported at $395,000, highlighting the lucrative opportunities present in the current market environment.

Source: Australians are making a median of $326,000 from selling their houses, new data finds

Dubai

Dubai's real estate market thrives amidst increasing business travel and an influx of wealthy migrants, driven by regional unrest. This prosperity is reflected in the city's booming property sector, with significant growth in high-end residential and commercial investments.

Source: Dubai's Prosperity Soars With Rising Business Travel And Wealth Migration Amid Regional Unrest

Singapore

In July 2024, Singapore's home sales rebounded as developers introduced more supply into the market. The increase in sales followed a sluggish period, with higher demand particularly noted for mass-market and luxury properties. This recovery is seen as a positive sign for the market, indicating renewed buyer interest and confidence, especially as developers continue to meet demand with new projects.

Source: Singapore Home Sales Recover in July with More Developer Supply

America Mortgages Weekly

As the 2024 presidential election draws closer, many are speculating on how a Kamala Harris victory could impact the U.S. housing market. Experts suggest that Harris's focus on affordable housing and economic equity might lead to more affordable housing projects and increased opportunities for first-time homeownership. However, the continuation ofhigher interest rates under her administration could temper market growth. Investors, particularly foreign nationals,should consider these potential shifts when planning their U.S. real estate investments.

For more insights, visit www.americamortgages.com

www.gmg.asia

Global Property Investor – Brisbane’s Property Market Poised for Growth in 2024

USA

The U.S. housing market is facing mixed signals as home prices continue to rise despite record-high mortgage rates. Areas like the Sunbelt are witnessing the most significant price increases, driven by strong demand and limited supply. While high rates might typically cool the market, in some regions, the opposite is happening.

Source: The U.S. housing market is on the verge of hitting a record $50 trillion valuation as prices keep rising

Canada

In Canada, July's home sales dipped by 0.7% from the previous month but remained above last year's levels. Increased inventory, up 22.7% from last year, has put downward pressure on prices, with the national average home price down 4% from June. Despite the slowdown, the market remains stable, with expectations for stronger activity later in the year as mortgage rates continue to decline.

Source: Canadian home sales hit “speed bump” in July, despite rate cuts

U.K.

In the U.K., house prices increased to £291,268 in July, marking a 0.8% rise from June—the largest monthly gain since January. Prices are now 2.3% higher compared to a year ago, reflecting recent drops in mortgage rates. Regionally, London recorded the slowest annual growth but the fastest monthly increase, with prices up 3.9% in July.

Source: UK House Prices See Biggest Jump Since January

Dubai

Dubai continues to set records in its real estate market, with more than 10,000 off-plan homes sold in July alone. This surge is driven by robust demand in the luxury segment, as both local and international investors seek to capitalize on Dubai's status as a prime investment destination. The ongoing boom highlights Dubai’s position as a global leader in luxury real estate.

Source: In a Record for Dubai, More Than 10,000 off-Plan Homes Sold in July

Australia

Brisbane’s property market is poised for further growth, with demand remaining strong despite broader economic challenges. Factors such as population growth, infrastructure development, and limited housing supply are expected to drive prices higher, particularly in well-located areas. Investors may find Brisbane an attractive option for both short-term gains and long-term stability.

Source: Brisbane’s property market forecast for 2024

Singapore

Singapore's property market is seeing strong growth, with residential prices up over 3% this year, driven by local and foreign demand. The luxury market is particularly active, with new high-end projects attracting attention. Commercial real estate is also recovering, though experts warn of potential risks from global economic shifts. Low mortgage rates and government policies continue to support market stability.

Source: Singapore's Property Market Thrives Amidst Global Challenges

America Mortgages Weekly

With the 2024 presidential election approaching, speculation is high on how a Trump win might influence the U.S. housing market. Experts predict that Trump’s focus on deregulation and tax cuts could boost real estate investments, potentially leading to a surge in refinancing and home sales. However, there are concerns about higher inflation and interest rates. Investors, especially foreign nationals, should be mindful of these factors when considering U.S. real estate opportunities under a possible Trump administration.

Stay tuned next week as we explore how a potential Kamala Harris victory could shape the housing market.

For more insights, visit www.americamortgages.com

www.gmg.asia

Global Property Investor – Dubai’s Luxury Real Estate Market Sets New Standards

Global Property Investor - Dubai's

USA

U.S. mortgage rates have dropped sharply, with the 30-year average falling to 6.47% as of August 8, 2024, down from 6.73% the previous week. This marks the lowest level in more than a year and provides relief to both prospective homebuyers and sellers who have been hesitant to enter the market. The decline, which has been steady since April, is expected to increase purchasing power and interest in the housing market, and may also encourage existing homeowners to refinance.

Source: U.S. mortgage rates drop sharply, with 30-year average at 6.47%

Canada

Canada’s real estate market remains a critical area of focus, particularly with ongoing debates surrounding foreign buyers. Recent discussions highlight the importance of foreign investors in sustaining the market's health, especially in major urban centers like Toronto and Vancouver. Despite policy changes aimed at limiting foreign ownership, these buyers are seen as essential to maintaining a dynamic and functional real estate market in Canada. The debate continues as the market shows signs of recovery in the latter half of 2024, offering potential opportunities for both local and international investors.

Source: Stop the Demonization: Foreign Buyers Are Critical to a Functioning Real Estate Industry in Canada

U.K.

The U.K. housing market is showing renewed strength, with house prices expected to rise throughout the remainder of 2024. A notable jump in prices in July has set the stage for further gains, driven by increased mortgage approvals and renewed buyer confidence following the General Election. This trend suggests a recovering market that could offer solid returns for investors looking to capitalize on the upward momentum.

Source: U.K. House Prices to Rise Through Rest of Year After Jump in July

Dubai

Dubai’s real estate market continues to thrive, particularly in the luxury segment, where high-net-worth individuals are driving demand in prime areas like Downtown Dubai and Palm Jumeirah. The city remains a top destination for international investors, benefiting from a favorable investment climate and stable currency. The luxury market’s resilience, coupled with Dubai’s appeal as a global tourism hub, makes it a prime location for real estate investment.

Source: Dubai Real Estate Sets the Pace for Luxury Living and Tourism

Australia

Australia’s property market is poised for continued growth in 2024, driven by a combination of strong demand, limited housing supply, and favorable economic conditions. Major cities like Sydney and Melbourne are expected to lead this trend, with property prices set to rise further. Population growth, particularly through immigration, and sustained interest from both local and international investors are key factors fueling this market expansion. Despite the potential risks posed by interest rate hikes and global economic uncertainties, the market outlook remains positive, especially for well-located, high-quality assets in capital cities.

Source: Australian Property Market Predictions

Singapore

Singapore's real estate market is showing signs of cooling, with home price growth slowing and rents beginning to decline in 2024. This shift is attributed to a combination of government cooling measures, increased supply, and softer demand. While this may signal a more balanced market, it also presents unique opportunities for investors. The cooling market could offer more favorable entry points for purchasing property, particularly for long-term investors looking to capitalize on Singapore's stable economic environment and strategic location in Asia.

Source: Singapore Home Price Growth Slows, Rents Decline as Market Cools

Portugal

Portugal’s real estate market is gaining momentum, particularly in the holiday home sector, driven by its popularity as a travel destination. The country’s favorable climate, quality of life, and relatively low cost of living continue to attract both domestic and international buyers. With house prices on the rise, areas like Lisbon and the Algarve remain hotspots for investment, offering opportunities for those looking to capitalize on the growing demand for holiday properties.

Source: Portugal’s Popularity Fuels Demand for Holiday Home Investment

America Mortgages Weekly

Mortgage interest rates have recently decreased, presenting a valuable opportunity for potential homebuyers and investors. While it might be tempting to wait for rates to drop even further, America Mortgages highlights the importance of acting strategically in the current market. With conditions constantly changing, holding out for a lower rate could result in missing out on significant savings. The present environment offers a favorable window to lock in a mortgage rate that could benefit you in the long term, especially given the uncertainty surrounding future rate movements.

For more insights, read the full article: Mortgage Interest Rates Drop - Why Waiting Could Mean Missing Out.

www.gmg.asia

Global Property Investor – Population Surge Fuels Canada’s Luxury Real Estate Boom

Canada

The Canadian luxury real estate market is experiencing a shift in 2024, driven by a population surge and changing demographics. According to Sotheby’s, there is increased demand for high-end properties, particularly in urban areas like Toronto and Vancouver. The influx of international buyers and immigrants has reshaped the market, leading to higher competition for luxury homes. This trend is expected to continue as more affluent individuals seek to settle in Canada’s major cities.

GMG Canada program offers tailored financing solutions to help investors capitalize on the growing demand for luxury properties in Canada's dynamic market.

Source: Population Surge Changes Canada's Luxury Real Estate Market in 2024

Australia

Australia’s real estate market continues to attract foreign investors, with strong interest particularly from Asian buyers. According to Josh Chye, a leading expert on navigating Australia's property market, foreign investors are drawn to Australia's stability, strong legal framework, and the potential for high returns. Cities like Sydney and Melbourne remain top choices due to their vibrant economies and high-quality living standards.

GMG Australia provides specialized loan programs to support foreign investors in accessing the Australian property market.

Source: Meet Josh Chye: The Go-To Guide for Foreign Investors Navigating Australia’s Real Estate Market

France

The French Riviera is witnessing a surge in demand from American millionaires, who are increasingly seeking luxury properties as remote work becomes more common. This trend has boosted the market for high-end real estate in this iconic region, as wealthy individuals look for second homes that offer both luxury and privacy. The shift towards remote work has allowed these buyers to invest in properties far from their primary residences without disrupting their professional lives.

GMG France offers financing solutions to help investors take advantage of the booming luxury real estate market on the French Riviera.

Source: Real Estate: US Millionaires Flock to French Riviera for Luxury Properties

USA

The U.S. real estate market remains a top investment destination, with experts identifying cities like Austin, Nashville, and Miami as the best markets for 2024. These cities offer strong economic growth, favorable tax environments, and robust demand for both residential and commercial properties. Despite high mortgage rates, the U.S. market continues to attract both domestic and international investors looking for stable and profitable real estate opportunities.

America Mortgages provides customized mortgage solutions to help investors navigate the diverse and competitive U.S. real estate landscape.

Source: Real Estate Experts: The Best U.S. Markets for 2024

Portugal

Portugal's real estate market is on the rise, with house prices continuing to increase in 2024. Despite these price hikes, the country remains attractive to both domestic and international buyers due to its favorable climate, quality of life, and relatively low cost of living compared to other European countries. Lisbon and Porto are particularly popular, with strong demand in both the residential and commercial sectors.

GMG Portugal offers tailored support to investors looking to capitalize on these current market trends, helping them navigate the opportunities in this vibrant market.

Source: Portugal House Prices on the Rise, But the Country Remains Attractive to Investors

America Mortgages Weekly

America Mortgages dives into the most frequently asked questions from U.S. real estate investors living abroad. Whether you're a first-time investor or a seasoned pro, our comprehensive guide simplifies the complexities of U.S. mortgages for foreign nationals and U.S. expats. We address everything from Loan-to-Value (LTV) ratios and U.S. credit requirements to navigating the mortgage process across all 50 states. Our tailored solutions ensure that no matter where you are in the world, obtaining a U.S. mortgage is straightforward and hassle-free.

www.gmg.asia

You need to own “scarce” assets + Refer a client, earn a fee

Why you need to own scarce assets

There are 2 over-arching investment themes which guide all my personal investments:

1)  Debasement of the USD = positive for scarce assets

2)  Singularity

#1 - Debasement of currency

The debasement of currency is a peculiar concept, but we all feel its implications. I would encourage everyone to do their own research on how this works; there is plenty of information online and on YouTube.

How does this impact scarce assets?

We have all felt this—school fees, cost of housing, and the list goes on. It’s a hard concept for many to understand and we blame policy and politics but its debasement that is affecting the price of goods.

Here is the best way for me to explain it…

In a nutshell, if you increase the amount of money, without a commensurate increase in GDP, you are essentially reducing its value. 

Think of a fraction, say 10/10 = 1, then you increase the denominator by 10x = 10/100 = 0.10 which means now you only own 10% of what you had previously all things being equal.

You now have 10x more money to buy a static amount of assets. This is why Chanel and Hermes handbags, art, Gold, Bitcoin and of course real estate have done well and will continue to do so.

Bitcoin and Gold are literally the perfect examples of this since there is finite supply. Now we all may not need Chanel or Hermes handbags (don’t tell my wife that)—Bitcoin, Gold, and real estate have societal utility and are generally more fungible than other scarce assets.

Look at these figures

1945 (end WW2)

  • Money in circulation $40B vs. Money Stock $110B

1971 (end Gold standard)

  • Money in circulation $84B vs. Money Stock $225B!

2022

  • Money in circulation $6,105B vs. Money Stock $20,568BN!

* Money in circulation = known as the Monetary Base or M0

* Money Stock = M0 + money held in banks that can be withdrawn = known as Money Supply or M1

 It’s time to make U.S. real estate a key part of your investment portfolio.

We are offering brand-new Texas single-family homes starting at $300,000 - Contact us to learn more!

#2 first - Singularity

I would read Ray Kurzweil’s “The Singularity Is Near: When Humans Transcend Biology”. Written in 2005, it laid out a prescient view of how AI will affect significant areas of society. In fact, The Singularity University (I’m planning to go) is mandatory for many C-level executives, heads of sovereign wealth fund managers as well as top-level investors globally. I’ll explain more at a later date.

This week…

All eyes on Mag 7 reporting this week - my Spidey sense tells me everyone but MSFT will disappoint, but given the overweight nature of this group - investors are looking for excuses to sell. The broader market is getting the bulk of the funds from selling the big cap tech - namely the Russell 2000 small cap index. This is what you are reading as The Great Rotation. 

Trump is promoting Bitcoin as part of his campaign and plans to create a National Strategic Bitcoin Reserve. BTC is nearing $70K.

Refer a client, earn a fee

We are a small company trying to fix a big problem - financing investments into or pulling cash out of global real estate. We rely on our partners around the world to refer clients to us. Many of our Affiliates make so much money that they have quit their full-time jobs.

When banks say NO, we say YES! Help your clients secure the financing they need by partnering with us today.

www.gmg.asia