USA Federal Reserve Chair Jerome Powell says the main problem behind the U.S. housing crisis is a lack of homes for sale. This shortage has made houses more expensive and harder to afford. He emphasized that while the Federal Reserve can influence interest rates, it cannot directly address the housing supply problem, which requires action…

The elections are behind us, and with the political uncertainty out of the way, we can now look ahead with confidence. On a national level, existing home sales dropped to a 14-year low in September, even with mortgage rates hitting a two-year low during that time, according to the National Association of Realtors®. With that…

International Home Equity “Bridging” Loans We have seen an unusually high demand for short-term bridging loans over the past 3 months as global investors look to access cash quickly by tapping into their international home equity, mainly in: – Singapore – USA – U.K. (London) – Australia  *other countries on a case-by-case basis Why are our clients tapping into…

USA The 30-year mortgage rate in the U.S. has jumped to 7.79%, the highest it’s been since 2000. This spike is making homes less affordable for many buyers, putting pressure on the housing market. While home sales have held up so far, experts are concerned that if rates keep climbing, buyer demand could start to…

USA The 30-year mortgage rate in the U.S. has climbed to 6.54%, its highest since early August. While buyers face higher costs, new home sales jumped in September to their fastest pace in over a year, showing strong demand in the market despite rising rates. Source: Mortgage Rates in U.S. Rise for Fourth Week, Climbing to…

USA The U.S. is facing a growing housing crisis, with an estimated 5.6 million vacant homes despite high demand in the housing market. Vacancy rates have surged as affordability worsens due to rising mortgage rates and limited supply. This disconnect between available homes and potential buyers continues to pressure the market, contributing to the ongoing…