Featured Resources
How is an ‘Annual Percentage Rate (APR)’ calculated?
The annual percentage rate (APR) estimates the total interest rate you will pay on your mortgage, including any additional lender fees.
Debt-To-Income (DTI) Ratio determines your qualifying ability
The debt-to-income (DTI) ratio equals your total fixed monthly debts divided by your total monthly gross income.
Property Taxes – How is this calculated, and why is it important?
A tax imposed on a real estate property by the government is called property tax.
Homeowners Insurance – Why is this important in the Loan Process
Homeowners insurance is the insurance policy that ensures the protection of a home and its belongings from specific damages.
How to Obtain Mortgages Without Income Proof!
In this Video, Our US Loan Specialist talks about the Current U.S. Mortgage Market & How to Obtain U.S. Mortgages without Income Proof.
What is an ‘Adjustable-Rate Mortgage (ARM),’ and how is it used?
An adjustable-rate mortgage (ARM) refers to a mortgage with variable interest rates, which change regularly after an initial period.
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