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International Mortgage UK

Dipti K. | January 23, 2021

What is the ‘Down Payment’ in a real estate purchase?

Your down payment is the first payment you make on your mortgage loan.

What is the ‘Term’ in a mortgage?

Premela R. | January 22, 2021

What is the ‘Term’ in a mortgage?

A mortgage term indicates the total duration of a mortgage.

How is an 'Annual Percentage Rate (APR)' calculated?

Dipti K. | January 21, 2021

How is an ‘Annual Percentage Rate (APR)’ calculated?

The annual percentage rate (APR) estimates the total interest rate you will pay on your mortgage, including any additional lender fees.

The 'Debt-To-Income (DTI) Ratio' determines your qualifying ability

Premela R. | January 20, 2021

Debt-To-Income (DTI) Ratio determines your qualifying ability

The debt-to-income (DTI) ratio equals your total fixed monthly debts divided by your total monthly gross income.

Property Taxes - How is this calculated, and why is it important?

Dipti K. | January 19, 2021

Property Taxes – How is this calculated, and why is it important?

A tax imposed on a real estate property by the government is called property tax.

Homeowners Insurance - Why is this important in the Loan Process

Dipti K. | January 16, 2021

Homeowners Insurance – Why is this important in the Loan Process

Homeowners insurance is the insurance policy that ensures the protection of a home and its belongings from specific damages.

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Global Mortgage Group Pte. Ltd. is the world's leading international mortgage specialist. Based in Singapore with offices and partnerships across the globe, we connect our international clients to our network of lenders around the world. GMG offers financing solutions in the United States, United Kingdom, France, Canada, Australia and Singapore.

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