Although no one can predict the future, the US housing market is far from becoming a bubble. The US housing market is on solid ground, well supported by consistent growth, strong demand and a business-friendly regulatory environment.

A documentation loan is any loan that requires full information substantiating a borrower’s claims of income and assets in order to gain financing. The vast majority of loans are documentation loans.

As a U.S. real estate investor, investment mortgage loans can be very beneficial to you.

In today’s low-inventory housing market, Real Estate investors are looking for any way to get an advantage over the other buyers when putting in an offer on a property.

Hong Kong has the most expensive property prices in the world and the market has increased consistently for 30 years with a few pullbacks – Asian Currency Crisis 1997, SARS 2003, GFC 2008 to name a few.

It is now easier to qualify for a US mortgage loan to purchase or refinance US Real Estate even if you are NOT a US citizen or have a valid US Visa.